Call Us
Helpline no
0291-6544444
Contact us
Head Office :
Shubhash Circle, Railway Station Road, Pali

Central Office :
Bhaskar Circle,above State Bank of Hyderabad ,Ratanada Jodhpur(Raj.)
 

Monthly Intrest Scheme

Period Rate of Interest(General) Rate of Interest(SLP)
1 Year 11.00% 12%
2 Year 11.50% 12.25%
3 Year 11.75% 12.75%
4 Year 12% 13%
5 Year
13% 13.25%


TERM & CONDITIONS
1. Minimum Deposit would be of Rs.5,000 and further in multiple of Rs.1,000
2. Interest calculation Simpal Yearly.
3. No TDS Deducted on interest. paid by BCCSL on Deposit. .( In Future Change the Income Tax rules would be applicable.)
4. Loan Against Deposit up to 75% of deposit amount.
5. Rate of Interest on loan against 18 to24% Monthly Compound.
6. PAYMENT BEFORE MATURITY:
1 Year  Deposit-  Not allowed
2 Years Deposit- After 18 Month one can go for premature payments facility, in this case only saving a/c interest would be payable on deposit amount and alredy paid Intrest to be deduct  from principal  .
3 Years Deposit- After 24 Month one can go for premature payments facility, in this case only saving a/c interest would be payable on deposit amount and alredy paid Intrest to be deduct  from principal  .
4 Years Deposit- After36 Month one can go for premature payments facility, in this case only saving a/c interest would be payable on deposit amount and alredy paid Intrest to be deduct  from principal  .
5 Years Deposit- After 42 Month one can go for premature payments facility, in this case only saving a/c interest would be payable on deposit amount and alredy paid Intrest to be deduct  from principal  .
6 Year Deposit- After 48 Month one can go for premature payments facility, in this case only saving a/c interest would be payable on deposit amount and alredy paid Intrest to be deduct  from principal.
7.Year Deposit- The facility of premature payment or loan against deposits is not available for irregular accounts. Even if one installment is due, the account will be considered as irregular account. On receipt of all the due installments of irregular account, it will come under the category of regular account


Note: Changes in the terms of the plan, renovation, addition and amend by the Bhagyalaxmi Credit Co-operative Society Ltd.
 
Our Schemes